How to Stretch a Budget: Lowering monthly bills

One of the biggest parts of every budget is the steady monthly bills: Cell Phone, Cable, Internet, and Insurance.


Here are a few of my best tips for saving money on your monthly bills:

Cell Phone bill:

• Ask your cell phone company what kind of discounts they offer
• - AAA, AARP, companies you work for, banks, clubs and more.
• Go over your current cell phone plan and see if you are using what you are paying for
• Do you have more minutes then you will ever use?
• It is better to have more than you use, but paying more for something you do not use is a waste of money.

Cable/Internet/Home Phone Bill:

• Ask to price match competitors- they will, just so they do not lose your business
• Even $5 a month adds up to $60 a year.
• Cancel extras that you do not use such as movie channels
• If you are on a contract-when it ends make sure you sign up for the new discount deals available

Home and Car Insurance:

• Find Discounts:
• Have your home and car insurance through the same company
• Only have as much insurance as needed, if your car is old it might not be worth it to have full insurance.
• Shop around for companies, it is easy to be loyal to one-but another could save you hundreds each year for the exact same coverage.

*Just remember: There is nothing wrong with asking for a discount or a price match or switching companies, the company wants your business so they will do whatever it takes to keep it.


Let me know what else you do to save on your monthly set bills!