Expense Tracker

I just used this Expense Tracker and I am quite impressed. It lists every single expense you could possibly have, and you fill in your monthly expenses for each category. Then at the end you get advice on what you should do.

My advice was to get up to an 8 month emergency savings fund- and it gave the exact amount I need as well as how much more money I need to get there (WOW!).
Also I assume that if you were making less than you were spending it would suggest ways to reduce your bills/expenses....

I think it is worth a look!